Area Protection

Area Protection coverage is based on the experience of the county rather than individual farms.

Area Yield Protection (AYP) indemnifies the insured in the event the final county yield falls below the insured’s trigger yield. The Federal Crop Insurance Corporation (FCIC) will issue the final county yield in the calendar year following the crop year insured. Since this plan is based on county yields and not individual yields, the insured may have a low yield on the farm and not receive payment under AYP.

Area Revenue Protection (ARP) protects against a loss of revenue due to a county-level production loss, a price decline, or a combination of both. Upside harvest price is included which increases the policy protection at the end of the insurance period if the harvest price is greater than the projected price and if there is a production loss.

Area Revenue Protection with Harvest Price Exclusion (ARP-HPE) functions in the same way as ARP, but only uses the projected price and does not provide upside harvest price protection.

AgriSompo is one of the nation’s largest underwriters of federally-sponsored crop insurance. We’re dedicated to protecting the livelihoods of farmers and ranchers by offering direct and customized agribusiness risk management products through a nation-wide network of exceptional independent crop insurance agents.

For general questions, information regarding agency appointments, or to find an AgriSompo agent in your area, contact us today.